The finance stack for startups
Business accounts, treasury and expense automation - built to scale with you
Seapoint provides e-money accounts through its FCA-authorised partner Modulr. Customer funds are held with the Bank of England, leading banks or in low-risk, FCA-approved securities.
Everything in one place, finally
Business account
- E-money accounts in 15 currencies
- One-click treasury, for more runway
- Unlimited virtual & physical cards
Finance
- Automated expenses & bill payment
- Instant management accounts
- Integrations with 2000 banks & accounting tools
Support
- Dedicated relationship manager
- Account opening without form-filling
- Deep expertise in startup finance
It's not banking, it's better
Start-up friendly business account
Automated expenses & bill payment
A yield of up to 4.40% on your money
Instant-access money market funds from
Global FX & accounts
In 15 currencies including:
Cards for your team
Unlimited physical and virtual cards with individual controls and limits
Automating the hassle away
Pay bills in one click, without the risk
Invoices are prepared for payment, with built-in safety checks
Run payroll without the pain
Everyone synched up - accountants upload, founders approve, Seapoint executes
Get monthly management accounts in seconds not weeks
Spend is auto-categorised and draft accounts generated instantly
Manage all your finances in one place
Through integrations with 2000 banks, accounting tools, email and CRM providers
Keeping your money safe, always
Seapoint is a software company that partners with an authorised electronic money institution (AEMI) regulated by the UK’s Financial Conduct Authority (FCA), called Modulr.
Your money is held separately to Modulr's, in designated client accounts. These accounts are with leading banks or the Bank of England. Alternatively, they can hold secure, liquid assets approved by the FCA.
Why we built Seapoint
We’re a team of ex-founders and veterans from Stripe, Wise and Tide who understand and want to solve startup finance.
Managing finances, expenses and investors is broken. Banks don’t get startups and founders are left picking up the pieces - building spreadsheets and patching tools together.
Seapoint is the financial home we wish we’d had. Startup-friendly business accounts, a yield on your money and a real person to call when you need them.
Backed by Frontline, Tapestry, and the ex-COOs of Stripe, Revolut, and Tide - we’re here to help startups grow.