Bookkeeping automation
A receipt lands in your inbox. Seapoint finds it, matches it to the transaction, assigns the category and tax code, and syncs it to Xero.
Expenses, treasury, payments & bookkeeping all-in-one
Seapoint is the business account to run all your finances in one place. With AI-powered payroll, invoice payments and bookkeeping, and 3.5% yield* on treasury.
European businesses running finance ops on Seapoint
The platform
All the building blocks for your business
Invoices are matched to their bank transactions and synced to Xero, one after another.
See Bookkeeping
No switching
Get started for free in 10 mins flat
Connect your bank accounts, email, and accounting tools to see your true cash position, burn and runway instantly. Then add Seapoint accounts.
Get startedMonthly Burn
-£303,300
Current Cash
£7,555,500
Estimated Runway
25 months
Treasury
Earn 3.52%* with same-day† access
Here's how Seapoint Treasury compares to Monzo, Wise, Revolut, Round & HSBC based on a £1m balance over 12m. Capital at risk.
See TreasurySeapoint · Money market fund
£35,2003.52%Wise Business · Money market fund
£33,200
3.32%Round Launch · Money market fund
£33,200
3.32%Monzo Business · Savings account
£32,500
up to 3.25%Revolut Scale · Savings account
£25,420
2.65%HSBC Business Money Manager · Savings account
£13,100
1.31%
*Rates are indicative and subject to change. †Same-day liquidity on requests before 10 am UK time on a UK business day. Requests after 10 am, or on weekends / UK bank holidays, are processed next business day. Treasury is an investment product, not a deposit. FSCS deposit protection does not apply. Full comparison methodology here.
Finance ops
AI-powered expenses, bookkeeping and payroll
See Bookkeeping
ApprovedPayroll in a click
Upload the pay schedule, review one table, approve once. Across every account you've connected, not just ours.
Spending
Business accounts and team cards
GBP, EUR, and USD accounts. Send and receive globally with no hidden fees. And debit cards with real-time spending controls for your team.
Support
White-glove customer service for businesses
Human account manager, and white-glove onboarding experience. Seapoint also supports business founders with community, events, and office hours to help you build your business.
“Seapoint is like a VIP business account for founders. Everything in one place to hyperscale your business”
James Regan | CEO, Dolfin AI
Built on trust
Your money safeguarded, not lent out
Funds held in segregated accounts under the Electronic Money Regulations, through FCA-regulated partners Modulr and WealthKernel.
FCA regulated partners
WealthKernel (FRN: 723719), and Modulr FS Limited (FRN: 900573), authorised and regulated by the FCA as an Electronic Money Institution.
Ring-fenced funds
Balances held in segregated accounts under the Electronic Money Regulations 2011. Not lent, not used for operations.
Institutional-grade treasury
Your capital sits in AAA-rated, short-term UK government debt, managed by BlackRock, the world's largest asset manager.
What founders say
Don't just take it from us
“Seapoint has an AI native stack in a way that many others in this space who've been around four, five, six more years do not have... that's what gives me confidence.”
Annie Gilchrist | CEO, Lissom
“Finally have a birds eye view of my finances. Seapoint is an immediate win for cards and expenses.”
Matt Roskill | Chief Commercial Officer, Inovara
“Ok let's just rip everything out. All we need is Granola, Seapoint, and Zaro.ai.”
Luke Knight | Co-Founder, ETN
Try it today